Jet Set Secure

Start your journey right, with Jet Set Secure

What is Jet Set Secure

Jet Set Secure by Generali Central is an overseas travel insurance product designed to meet the diverse needs of travelers. It offers a wide range of benefits that can be tailored according to the duration, destination, and nature of your trip.

Whether you're traveling for leisure, business, or education, Jet Set Secure offers a variety of customizable options. We provide coverage for pre-existing conditions, adventure sports, card fraud, pet care, mugging, and loss of gadgets, cyber fraud, and digital theft.

Jet Set Secure also offers value-added services to not only assist you while you're overseas but also your family back home.

Features that Help You Travel with Confidence

Global Protection

Get global coverage including or excluding the US or Canada, depending on your travel needs and destination.

Full Coverage

Extensive protection against medical issues, accidents, trip interruptions, personal liability, legal troubles, and even pet care.

Customizable Plans

Choose from single trip, annual multi-trip, or specialized student policies to best fit your travel frequency and purpose.

Floater Benefits

Get coverage for yourself, your spouse, up to four dependent children, parents, and parents-in-law under one convenient plan.

Benefits of Jet Set Secure

36 Add-ons

Select from 36 wide variety of add-ons to further enhance your coverage. From adventure sports coverage to pet care and more, these additional features allow you to build a travel insurance package that meets all your specific travel requirements.

Special Benefits for Senior Citizens

Recognizing the unique needs of older travelers, we offer specialized benefits and services for senior citizens. These tailored features provide added comfort and safety, making travel more enjoyable and stress-free for the elderly.

24/7 Toll-free Assistance

No matter where you are in the world, we ensure that help is always available through our 24/7 toll-free assistance line. Whether it's a lost passport, a medical emergency, or any other travel mishap, expert help is just a call away, anytime and anywhere.

Zero Amount Deducted While Filing a Claim

Get the full sum insured without any deductions when you make a claim. This ensures greater financial relief and transparency during claims

Worldwide Support

Jet Set Secure's global support network means that you have access to assistance in any country you visit. Whether you're dealing with emergencies or unexpected situations, we ensure you receive the necessary support regardless of your location.

Highly Customizable

Tailor your insurance plan to perfectly fit your travel needs. Whether it's adjusting the coverage amounts or choosing specific add-ons, the policy can be customized to ensure you only pay for what you need.

What is covered?

INCLUSIONS

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    Medical Coverage

    Get coverage for emergency medical treatment and hospitalization, evacuation to the nearest medical facility, expenses for outpatient treatments, expenses for continuing treatment in India, and repatriation of remains

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    Dental Treatment Expenses

    Dental emergencies can occur unexpectedly during travel. Our plan provides coverage for dental treatment so you can access medical care timely without any financial burden.

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    Accidental death and disablement

    We offer support to you and your family during challenging times. Get financial assistance in the event of accidental death or permanent total/partial disability caused by an accident during the trip.

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    Hijack cover

    In the event of your flight being hijacked, our plan offers coverage for the distress caused by hijack situations.

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    Trip Delay

    Delays in flight schedules can disrupt your travel plans and incur additional expenses. We compensate you for the extra costs incurred due to trip delays, ensuring minimal inconvenience.

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    Trip Cancellation

    We understand unforeseen circumstances such as illness, injury, or unforeseen events can lead to trip cancellations. This is why we provide coverage for non-refundable expenses so you can focus on the more important aspects.

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    Delay of Checked-in Baggage

    Delayed baggage can disrupt your travel plans. We provide coverage for such situations so you can make essential purchases during the delay period.

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    Trip Curtailment

    If your trip is cut short due to unavoidable reasons such as a medical emergency or family emergency, we compensate you for the unused portion of your pre-paid travel expenses.

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    Loss of Checked-in Baggage

    We provide coverage in case your checked-in baggage is lost or stolen during the trip, ensuring you are compensated fairly for your loss.

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    Personal Liability

    Accidents can happen anytime, anywhere. Jet Set Secure provides coverage for personal liability, offering financial protection against legal liabilities to a third party.

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    Loss of Passport and Driving License

    Misplacing or losing essential travel documents such as your passport or driving license can be stressful. We provide coverage for such situations, ensuring your travel plans are not hampered significantly.

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    Automatic Trip Extension (Up to 7 Days)

    Sometimes, due to unavoidable reasons, your trip may be extended beyond the original duration. Our plan offers the flexibility to automatically extend your coverage for up to 7 days.

36 Add on covers

If you wish to enhance your coverage, you can select from 36 add-on options:

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    Waiver of Medical Sublimits

    This add-on allows you to remove the sublimits imposed on specific medical expenses. This ensures you receive full coverage for essential medical treatments without any financial constraints.

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    Pre-existing Disease Cover

    you have a pre-existing medical condition, you can opt for this add-on to get added coverage. This not only provides comprehensive protection but also ensures peace of mind during travels.

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    Daily Hospital Allowances

    In case of hospitalization during your trip, this add-on provides a daily allowance to cover the expenses. These include expenses for food, transportation, and other miscellaneous costs.

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    Additional Sum Insured for Accidental Hospitalization

    This add-on offers an additional sum insured in case you are hospitalized due to an accident. This provides adequate financial support allowing you to focus on recovery.

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    Accidental Death and Disablement (Common Carrier)

    This add-on offers coverage for accidental death, permanent total disability, and permanent partial disability caused while traveling on a common carrier such as a bus, train, or airplane.

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    Home-to-Home Cover

    This add-on covers the expenses incurred for transporting you from your home to the hospital and back, ensuring seamless and hassle-free access to medical treatment during emergencies.

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    Mobility Aids

    If you require mobility aids such as crutches, wheelchairs, or prosthetic limbs due to an accident, this add-on covers the expenses for procuring them.

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    Lifestyle Support

    With this add-on, you can get coverage for lifestyle support services such as physiotherapy, rehabilitation, or counseling sessions for post-treatment care.

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    Compassionate Visit

    If you are hospitalized during your trip, this add-on covers the expenses for the travel and accommodation of a family member or loved one to visit you at the hospital.

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    Compassionate Stay

    This add-on covers the expenses for the accommodation and daily expenses of a family member or loved one who stays with you during your hospitalization.

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    Emergency Reunion and Resumption of Trip

    In case of an emergency that requires you to return home or reunite with a family member, this add-on covers the expenses for the travel. Additionally, it covers the costs associated with resuming your trip after the reunion.

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    Political Risk and Catastrophic Evacuation

    This add-on provides coverage for evacuation expenses in the event of political unrest, natural disasters, or other catastrophic events occurring in your travel destination.

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    Common Carrier Delay

    This add-on provides compensation for the additional expenses in case of delays due to the fault of the common carrier such as an airline, train, or bus.

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    Missed Connection

    If you miss a connecting flight or transportation, this add-on covers the expenses for rebooking tickets or accommodation to reach your destination.

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    Child Escort

    This add-on provides coverage for arranging an adult to accompany an unaccompanied child during their travel.

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    Loss of Gadgets

    If your electronic gadgets such as laptops, tablets, mobile phones, or cameras are lost or stolen, this add-on covers the cost of repairing or replacing them.

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    Bounced Booking (Hotel/Common Carrier)

    If your hotel reservation or common carrier booking is canceled or denied due to reasons beyond your control, we will cover the expenses for alternative accommodation or transportation.

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    Car Rental Excess Cover

    When renting a car during your trip, this add-on covers the excess amount payable in case of damage or theft of the rental vehicle, reducing your out-of-pocket expenses.

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    Adventure Sports Cover

    This add-on covers medical expenses and emergency evacuation in case of accidents or injuries during adventure activities like bungee jumping, skydiving, or scuba diving.

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    Home Contents

    This add-on protects your home against theft, burglary, or damage while you are away.

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    Pet Care

    This add-on ensures your furry friends are cared for in your absence.

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    Travel with Pet Cover

    If you're traveling with your pet, this add-on covers the expenses for their emergency medical treatment during your trip.

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    Legal Expenses

    In case you encounter legal issues or require legal assistance while traveling, we will cover the expenses for legal consultation, representation, or court proceedings.

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    Mugging Benefit

    In the unfortunate event of a mugging or assault during your trip, this add-on provides compensation for the injuries and medical expenses incurred due to the incident.

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    Golfer's Hole-in-one

    Get coverage for celebratory expenses such as buying drinks or organizing a party when you score a hole-in-one during a golf game

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    Sports Equipment Cover

    Receive coverage for loss, theft, or damage to your sports equipment during your trip. We ensure you can continue to enjoy your favorite sports activities without worrying about financial loss.

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    Weather Protection

    In case your travel plans are disrupted due to adverse weather conditions such as hurricanes, cyclones, or heavy snowfall, we take care of additional expenses for accommodation, transportation, or other arrangements.

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    Debit/Credit/Forex Card Fraud

    This add-on protects you against fraudulent transactions. It covers the financial losses incurred due to unauthorized use of your debit, credit, or forex card during your trip.

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    Identity Theft

    In case of identity theft, this add-on covers expenses for legal fees, documentation, and other services, protecting your identity and financial security.

  • Cruise Cover

    If you're embarking on a cruise vacation, this add-on provides coverage for various cruise-related risks such as trip cancellation, itinerary changes, or medical emergencies onboard.

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    Substitute Employee Expenses

    This add-on provides coverage for the expenses incurred for hiring a substitute employee to fulfill your professional responsibilities in your absence.

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    Bail Bond

    In case you are detained or arrested during your trip, this add-on offers coverage for the bail amount required for your release

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    Cancer Screening and Mammography Cover

    This add-on offers coverage for expenses related to cancer screening tests and mammography procedures on your trip.

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    Sponsor Protection

    If you're sponsoring the travel expenses of your kid or dependents for overseas education, this add-on protects you from financial losses due to trip cancellation, trip interruption, or other unforeseen events.

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    Study Interruption

    This add-on provides coverage for the expenses related to the interruption or cancellation of the study program due to unexpected events.

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    Maternity and New Born Baby Cover

    This add-on provides coverage for maternity-related medical expenses, including prenatal care, childbirth, and postnatal care. It also covers the medical expenses of the newborn baby.

What is not covered?

EXCLUSIONS

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    Hospital admissions for diagnostic purposes

    Any admission primarily for investigative or diagnostic examinations is not covered under the policy.
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    Alternative treatments

    Jet Set Secure does not cover expenses related to non-allopathic and alternative medical treatments.
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    Cosmetic procedures

    Costs associated with cosmetic or plastic surgery are also excluded from the policy.
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    Vision and dental correctives

    The policy does not provide coverage for expenses for spectacles, contact lenses, hearing aids, and cosmetic dental surgeries.
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    Confiscated items

    Loss or damage to your passport due to confiscation or detention by authorities will not be covered under this policy.
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    Unreported losses

    Jet Set Secure does not cover losses not reported to the police within 24 hours and without an official report.
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    War-related incidents

    Any claims arising from war or similar actions are excluded from the policy
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    Restricted Travel

    Travel to locations like Mansarovar, Haj, or any country under travel restrictions by the Government of India is also excluded.

You can pick any one of these three plans:

Single Trip Plans (Worldwide Including / Excluding USA and Canada)

  • Standard: USD 50,000, 1 lakh
     
  • Silver: USD 1 lakh, 2 lakh
     
  • Gold: USD 2 lakh, 2.5 lakh
     
  • Platinum: USD 3.5 lakh, 5 lakh
     
  • Senior Citizen: USD 35,000, 50,000, 1 lakh

Policy Term: 1 year

Annual Multi-Trip (Worldwide Including / Excluding USA and Canada)

  • Gold Plus: USD 2 lakh, 2.5 lakh
     
  • Platinum Plus: USD 3.5 lakh, 5 lakh
     
  • Senior Citizen Plus: USD 35,000, 50,000, 1 lakh

Policy Term: 1 year

Student Policy

  • Standard: USD 50,000, 1 lakh 
     
  • Silver: USD 1 lakh, 2 lakh
     
  • Gold: USD 2 lakh, 2.5 lakh
     
  • Platinum: 3.5 lakh, 5 lakh

Policy Term: 2 years

Want to Know Which Plan to Buy?

Sr.No.SectionsBenefit
Category
Type of CoverBenefitsSingle Trip Plans (Worldwide Including / Excluding USA and Canada)Annual Multi Trip (Worldwide Including / Excluding USA and Canada)Deductible
StandardSilverGoldPlatinumSenior Citizen (Above 70 years)Gold PlusPlatinum PlusSenior Citizen Plus (Above 70 years)
Base Covers
1Mandatory BaseMedical
Care
IndemnityEmergency Medical ExpensesUSD 50K, 1 LUSD 1 L, 2LUSD 2L, 2.5 LUSD 3.5L, 5 LUSD 35K, 50K, 1 LUSD 2L, 2.5 LUSD 3.5L, 5 LUSD 35K, 50K, 1 LUSD 75
Emergency Medical Evacuation (within Emergency Medical Expenses S.I)IncludedIncludedIncludedIncludedIncludedIncludedIncludedIncluded 
Emergency Out Patient Treatment (within Emergency Medical Expenses S.I)IncludedIncludedIncludedIncludedIncludedIncludedIncludedIncluded 
Continuation of Medical Treatment in India (within Emergency Medical Expenses S.I)IncludedIncludedIncludedIncludedIncludedIncludedIncludedIncluded 
Repatriation of Remains (within Emergency Medical Expenses S.I)USD 10K10% of Emergency Medical expenses S.I10% of Emergency Medical expenses S.I10% of Emergency Medical expenses S.IUSD 10K10% of Emergency Medical expenses S.I10% of Emergency Medical expenses S.IUSD 10K 
2Mandatory BaseMedical CareIndemnityDental Treatment ExpensesUSD 300USD 300USD 500USD 1000USD 300USD 500USD 1000USD 300USD 100
3Mandatory BaseAccidental CareBenefitAccidental Death & Disablement - AD,PTD & PPDUSD 7.5KUSD 10KUSD 15KUSD 25KUSD 7.5KUSD 15KUSD 25KUSD 7.5K 
4Mandatory BaseTrip CareBenefitHijack CoverUSD 100 per day; Max 7 days per tripUSD 100 per day; Max 7 days per tripUSD 150 per day; Max 7 days per tripUSD 200 per day; Max 7 days per tripUSD 100 per day; Max 7 days per tripUSD 150 per day; Max 7 days per tripUSD 200 per day; Max 7 days per tripUSD 100 per day; Max 7 days per trip1 day
5Mandatory BaseTrip CareBenefitTrip DelayUSD 20 per 4 hrs; Max. USD 120USD 20 per 4 hrs; Max. USD 120USD 30 per 4 hrs; Max. USD 180USD 40 per 4 hrs, Max. USD 240USD 20 per 4 hrs; Max. USD 120USD 30 per 4 hrs; Max. USD 180USD 40 per 4 hrs, Max. USD 240USD 20 per 4 hrs; Max. USD 1204 hrs
6Mandatory BaseTrip CareIndemnityTrip CancellationUSD 500USD 750USD 1KUSD 2KUSD 500USD 1KUSD 2KUSD 500 
7Mandatory BaseTrip CareIndemnityTrip CurtailmentUSD 500USD 750USD 1KUSD 2KUSD 500USD 1KUSD 2KUSD 500 
8Mandatory BasePersonal CareBenefitDelay of Checked-in BaggageUSD 100USD 100USD 200USD 300USD 100USD 200USD 300USD 10012 hrs
9Mandatory BasePersonal CareBenefitLoss of Checked-in BaggageUSD 250USD 500USD 1000USD 1000USD 250USD 1000USD 1000USD 250USD 25
10Mandatory BaseLegal CareIndemnityPersonal LiabilityUSD 50KUSD 1 LUSD 2 LUSD 2 LUSD 50KUSD 2 LUSD 2 LUSD 50K0.1% of Sum Insured
11Mandatory BaseTrip CareIndemnityLoss of Passport & Driving LicenseUSD 200USD 200USD 300USD 400USD 300USD 300USD 400USD 300USD 25
12Mandatory BaseMiscellaneous Automatic Trip Extension (up to 7 days)AvailableAvailableAvailableAvailableAvailableAvailableAvailableAvailable 

More than just insurance

With Jet Set Secure, you can also enjoy the following value-added services:

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    Arrangement of emergency medical evacuation

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    Arrangement of local burial or transfer of mortal remains

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    Lost luggage assistance

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    Arrangement of a compassionate visit

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    Lost passport assistance

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    Bounced booking - hotel/common carrier

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    Legal assistance

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    Arrangement of bail bond

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    Medical service referral

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    Arrangements of appointments with local doctors for treatment

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    Emergency message transmission assistance

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    Visa and inoculation details

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    Interpreter referral

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    Embassy referral

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    Golf bookings – domestic and international

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    Cyber fraud and digital identity theft protection program

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    Vehicle care services

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    Personal and home assistance

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    Flight tracking

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    Baggage delay services

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    Teleconsultation

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    Fitness online sessions

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    Dietician and nutrition online sessions

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    Home diagnostic services

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    24/7 psychological hotline service

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    Second medical opinion

Factors affecting Travel Insurance Premium

Destination

Higher-risk locations can lead to higher premiums due to the potential for greater claims, especially in places prone to natural disasters or political instability.

Duration of Trip

Longer trips typically have higher premiums as the extended time increases the likelihood of needing to make a claim.

Age of Travelers

Premiums often increase with the age of the traveler. Young adults typically have lower premiums compared to older individuals

Number of Travelers

Insuring more people under one policy can increase the premium amount.

Medical Conditions

Pre-existing medical conditions can also lead to higher travel insurance premiums.

Things to Consider When Buying Travel Insurance

When buying travel insurance, it's crucial to assess several factors to select the right plan. These include:

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Coverage

Evaluate if the plan covers key items such as medical treatments, hospitalization, emergency evacuations, trip cancellations, delays, interruptions, lost or stolen baggage, and personal liability. Make sure the coverage aligns with your needs.

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Exclusions

Familiarize yourself with what the plan does not cover. Common exclusions may include pre-existing medical conditions or incidents occurring under the influence of alcohol or drugs. Knowing these can help you avoid denied claims.

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Deductible

This is the amount you pay out of pocket before the insurance kicks in. Lower deductibles can result in higher premiums, but they can also mean less financial stress when making a claim.

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Provider Reputation

Research the insurer’s reputation for customer service and claim settlement. Look for reviews and ratings from other travelers to get a better idea of their reliability and service quality.

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Claim Process

When in an emergency, the last thing you'd want is to be stuck in a complicated claim process. So, make sure to opt for a provider known for a straightforward and efficient claims process.

Why is Travel Insurance important?

Travel insurance is extremely important as it provides a financial safety net and support during unexpected situations while traveling. It covers the high costs of medical treatments in foreign countries, reimburses you for pre-paid travel expenses in cases of trip cancellations or interruptions, and compensates for the loss, theft, or damage of luggage and personal items.

Additionally, it offers essential assistance services such as 24/7 emergency help, legal aid, and support with lost passports or travel documents. This ensures these challenges do not lead to significant financial burdens or disrupt your travel experience, allowing you to focus on enjoying your journey with peace of mind.

How can I purchase Jet Set Secure?

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    Get a quick quote

    We only need some basic details to give you a quote.

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    Fill the form

    Select a quote that suits you and fill out our proposal form. Answer some questions about your travel.

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    Pay and get your policy

    Now pay the premium and get your policy in your inbox.

What is the claim process?

Our claim settlement process is fast and reliable. Follow these steps to make a claim:
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    Medical

    Medical Emergency/Hospitalization.
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    Treatment

    Approach the medical service provider abroad and show your GCI Travel Insurance Policy to avail of the cashless treatment.
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    Intimate

    Inform 'Europ Assistance' to intimate the claim.
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    Guarantee letter

    Europ Assistance places the guarantee letter with the provider (as per policy coverage).
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    Bill Settlement

    Europ Assistance settles bills directly with the provider.

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FAQs – Frequently asked questions

Jet Set Secure offers three plan variants:

  • red-triangle Single trip: Standard, Silver, Gold, Platinum, and Senior Citizen

  • red-triangle Annual multi trip: Gold Plus, Platinum Plus, and Senior Citizen Plus

  • red-triangle Student policy: Standard, Silver, Gold, Platinum

Jet Set Secure offers two geographical coverages - worldwide including the US and Canada and worldwide excluding the US and Canada.

The age limits for Jet Set Secure are as follows:

  • red-triangle Single trip: Minimum 1 day and maximum 70 years

  • red-triangle Annual multi trip: Minimum 1 day and maximum 70 years

  • red-triangle Student policy: Minimum 16 years and maximum 50 years

  • red-triangle Senior citizens: Minimum 71 years and maximum 90 years

Travel insurance can last up to 365 days from the start date. Single Trip travel insurance can cover your trip for up to 180 days. With Annual Multi-Trip insurance, your coverage extends for multiple trips, each lasting between 30, 45, 60, or 90 days, depending on the option you've selected.

You can cover yourself, your spouse, up to 4 dependent children, parents, and parents-in-law under Jet Set Secure.

In case of an emergency, the plan provides the following benefits:

  • red-triangle Emergency expenses incurred for any sudden illness or injury.

  • red-triangle Emergency medical evacuation.

  • red-triangle Emergency outpatient treatment except for pre-existing diseases.

  • red-triangle Continuation of medical treatment in India.

  • red-triangle Transportation expenses of mortal remains back to India.

  • red-triangle Accidental bodily injury during the trip.

  • red-triangle Cost towards burial in case of one’s sudden demise.

There are 12 base and 36 optional covers available in Jet Set Secure. (For details, please refer to the Product brochure.)

Yes, the policy covers pre-existing diseases if you opt for it.

Yes, you can buy travel insurance even if you are traveling on an immigration visa. The maximum duration of your policy can only be 90 days for a single trip.

You can contact the Europe Assistance Provider in case of any emergency. All the contact details of the Europe Assistance Provider are specified in the travel policy schedule.

Assistance Service Provider is an organization appointed by the insurance company to provide claim-related services to insured members on any international trip. All the contact details of the Europe Assistance Provider are specified in the travel policy schedule.

With Jet Set Secure, you can get a minimum sum insured of USD 35,000 up to USD 5 lakh.

Yes, sub-limits are applicable for policyholders aged 55 years and above. There is also an option for the insured to waive off this sublimit.

Yes. Jet Set Secure is designed for all leisure, business, and study trips. Business travelers who go abroad frequently can avail of multi-trip plans.

Yes, an extension facility is available under certain travel plans.

Coverage for travel to Mansarovar, Haj, and countries where travel restrictions have been issued by the Government of India are excluded from the policy.

Yes, you can buy Jet Set Secure travel insurance after booking your trip. However, you cannot take it after your trip has begun.

No, only one travel insurance policy will be issued per single trip to the insurer by the insurance company.

To cancel your travel insurance policy, you need to contact the travel insurance provider directly. You may terminate the policy at any time before the commencement date or within 7 days after the commencement of the policy. For details on cancellation of the policy, please refer to the policy documents.

Travel insurance companies typically charge a premium to travelers either on a per-day basis or require the entire payment upfront. If the insured returns home earlier than planned, they may be eligible for a partial refund if the premium was paid in advance and no claims were filed during the coverage period.

If you fall ill while traveling overseas, you can visit any hospital and inform the travel insurance company after your visit to register a claim for reimbursement.

It is very important to provide all the supporting documents to your travel insurer to get your claim approved. If you fail to produce the original documents, your claim will most likely get rejected and you will not get the claim amount.

Yes, your travel insurer will cover all the expenses and losses incurred due to flight cancellation before the date of the departure. However, you have to give a valid reason for the cancellation.

Download documents

PRODUCT NAME: JET SET SECURE | UIN: GCITIOP24165V012324 | 16TH FEBRUARY 2024