What is Covered?

With our insurance policy, you get comprehensive coverage, including:

• 

  Hospital Cash Benefit

  If you’re hospitalised due to an accident or sickness for more than a day, don’t worry! We’ll take care of your daily expenses for each day until you’re discharged.

• 

  Robbery and Burglary

  We won’t let a burglary put you under financial stress. Our insurance will cover the damage and losses to any item in your farmhouse due to robbery. Plus, we’ll also take care of repairing or replacing any broken locks.

• 

  Building and contents

  Our insurance covers your farmhouse and all the items in it against fire or other accidents.

• 

  Personal Accident

  Accidents can lead to serious injuries and sometimes even death. To secure you and your family financially, the policy also covers death or permanent total disability due to an accident.

  Additionally, we also cover transportation expenses of moving the body to the:

  ·       Hospital

  ·       Residency

  ·       Cremation or burial ground

• 

  Cart Protection

  Your cart is what keeps your farm running. Any damage to it can halt your work. But we at Generali Central are here to make sure that it doesn’t come to that. Our insurance policy covers your cart against accidents and malicious damage.

  Moreover, it also covers you, your family, and the animal driving the cart against:

  ·       Death

  ·       Permanent total disability

• 

  Pump Set Cover

  Your agricultural pump is the lifeline of your farm. Without it, your crops will not receive enough water, and eventually die. With our policy, you won’t have to worry about your pump breaking down, or the repair costs. Our plan covers your pump against:

  ·       Accidental fire

  ·       Lightining

  ·       Mechanical or electrical breakdown

  ·       Damages due to riots, strike

  ·       Intentional damage by third-party

  Our policy covers both mechanical and electrical pumps. However, the pump must have an ISI mark.

• 

  Pedal Cycle

  If you or someone in your family owns a pedal cycle, our insurance covers that as well!

• 

  Farm Produce Cover

  Losing your farm produce is equivalent to losing your livelihood. But we at Generali Central won’t let that happen. Our insurance covers your produce against accidental fire, explosions, or lightning.