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Jet Set Secure by Generali Central is an overseas travel insurance product designed to meet the diverse needs of travelers. It offers a wide range of benefits that can be tailored according to the duration, destination, and nature of your trip.
Whether you're traveling for leisure, business, or education, Jet Set Secure offers a variety of customizable options. We provide coverage for pre-existing conditions, adventure sports, card fraud, pet care, mugging, and loss of gadgets, cyber fraud, and digital theft.
Jet Set Secure also offers value-added services to not only assist you while you're overseas but also your family back home.
36 Add-ons
Special Benefits for Senior Citizens
24/7 Toll-free Assistance
Zero Amount Deducted While Filing a Claim
Worldwide Support
Highly Customizable
INCLUSIONS
Get coverage for emergency medical treatment and hospitalization, evacuation to the nearest medical facility, expenses for outpatient treatments, expenses for continuing treatment in India, and repatriation of remains
Dental emergencies can occur unexpectedly during travel. Our plan provides coverage for dental treatment so you can access medical care timely without any financial burden.
We offer support to you and your family during challenging times. Get financial assistance in the event of accidental death or permanent total/partial disability caused by an accident during the trip.
In the event of your flight being hijacked, our plan offers coverage for the distress caused by hijack situations.
Delays in flight schedules can disrupt your travel plans and incur additional expenses. We compensate you for the extra costs incurred due to trip delays, ensuring minimal inconvenience.
We understand unforeseen circumstances such as illness, injury, or unforeseen events can lead to trip cancellations. This is why we provide coverage for non-refundable expenses so you can focus on the more important aspects.
Delayed baggage can disrupt your travel plans. We provide coverage for such situations so you can make essential purchases during the delay period.
If your trip is cut short due to unavoidable reasons such as a medical emergency or family emergency, we compensate you for the unused portion of your pre-paid travel expenses.
We provide coverage in case your checked-in baggage is lost or stolen during the trip, ensuring you are compensated fairly for your loss.
Accidents can happen anytime, anywhere. Jet Set Secure provides coverage for personal liability, offering financial protection against legal liabilities to a third party.
Misplacing or losing essential travel documents such as your passport or driving license can be stressful. We provide coverage for such situations, ensuring your travel plans are not hampered significantly.
Sometimes, due to unavoidable reasons, your trip may be extended beyond the original duration. Our plan offers the flexibility to automatically extend your coverage for up to 7 days.
If you wish to enhance your coverage, you can select from 36 add-on options:
This add-on allows you to remove the sublimits imposed on specific medical expenses. This ensures you receive full coverage for essential medical treatments without any financial constraints.
you have a pre-existing medical condition, you can opt for this add-on to get added coverage. This not only provides comprehensive protection but also ensures peace of mind during travels.
In case of hospitalization during your trip, this add-on provides a daily allowance to cover the expenses. These include expenses for food, transportation, and other miscellaneous costs.
This add-on offers an additional sum insured in case you are hospitalized due to an accident. This provides adequate financial support allowing you to focus on recovery.
This add-on offers coverage for accidental death, permanent total disability, and permanent partial disability caused while traveling on a common carrier such as a bus, train, or airplane.
This add-on covers the expenses incurred for transporting you from your home to the hospital and back, ensuring seamless and hassle-free access to medical treatment during emergencies.
If you require mobility aids such as crutches, wheelchairs, or prosthetic limbs due to an accident, this add-on covers the expenses for procuring them.
With this add-on, you can get coverage for lifestyle support services such as physiotherapy, rehabilitation, or counseling sessions for post-treatment care.
If you are hospitalized during your trip, this add-on covers the expenses for the travel and accommodation of a family member or loved one to visit you at the hospital.
This add-on covers the expenses for the accommodation and daily expenses of a family member or loved one who stays with you during your hospitalization.
In case of an emergency that requires you to return home or reunite with a family member, this add-on covers the expenses for the travel. Additionally, it covers the costs associated with resuming your trip after the reunion.
This add-on provides coverage for evacuation expenses in the event of political unrest, natural disasters, or other catastrophic events occurring in your travel destination.
This add-on provides compensation for the additional expenses in case of delays due to the fault of the common carrier such as an airline, train, or bus.
If you miss a connecting flight or transportation, this add-on covers the expenses for rebooking tickets or accommodation to reach your destination.
This add-on provides coverage for arranging an adult to accompany an unaccompanied child during their travel.
If your electronic gadgets such as laptops, tablets, mobile phones, or cameras are lost or stolen, this add-on covers the cost of repairing or replacing them.
If your hotel reservation or common carrier booking is canceled or denied due to reasons beyond your control, we will cover the expenses for alternative accommodation or transportation.
When renting a car during your trip, this add-on covers the excess amount payable in case of damage or theft of the rental vehicle, reducing your out-of-pocket expenses.
This add-on covers medical expenses and emergency evacuation in case of accidents or injuries during adventure activities like bungee jumping, skydiving, or scuba diving.
This add-on protects your home against theft, burglary, or damage while you are away.
This add-on ensures your furry friends are cared for in your absence.
If you're traveling with your pet, this add-on covers the expenses for their emergency medical treatment during your trip.
In case you encounter legal issues or require legal assistance while traveling, we will cover the expenses for legal consultation, representation, or court proceedings.
In the unfortunate event of a mugging or assault during your trip, this add-on provides compensation for the injuries and medical expenses incurred due to the incident.
Get coverage for celebratory expenses such as buying drinks or organizing a party when you score a hole-in-one during a golf game
Receive coverage for loss, theft, or damage to your sports equipment during your trip. We ensure you can continue to enjoy your favorite sports activities without worrying about financial loss.
In case your travel plans are disrupted due to adverse weather conditions such as hurricanes, cyclones, or heavy snowfall, we take care of additional expenses for accommodation, transportation, or other arrangements.
This add-on protects you against fraudulent transactions. It covers the financial losses incurred due to unauthorized use of your debit, credit, or forex card during your trip.
In case of identity theft, this add-on covers expenses for legal fees, documentation, and other services, protecting your identity and financial security.
If you're embarking on a cruise vacation, this add-on provides coverage for various cruise-related risks such as trip cancellation, itinerary changes, or medical emergencies onboard.
This add-on provides coverage for the expenses incurred for hiring a substitute employee to fulfill your professional responsibilities in your absence.
In case you are detained or arrested during your trip, this add-on offers coverage for the bail amount required for your release
This add-on offers coverage for expenses related to cancer screening tests and mammography procedures on your trip.
If you're sponsoring the travel expenses of your kid or dependents for overseas education, this add-on protects you from financial losses due to trip cancellation, trip interruption, or other unforeseen events.
This add-on provides coverage for the expenses related to the interruption or cancellation of the study program due to unexpected events.
This add-on provides coverage for maternity-related medical expenses, including prenatal care, childbirth, and postnatal care. It also covers the medical expenses of the newborn baby.
EXCLUSIONS
Hospital admissions for diagnostic purposes
Alternative treatments
Cosmetic procedures
Vision and dental correctives
Confiscated items
Unreported losses
War-related incidents
Restricted Travel
Single Trip Plans (Worldwide Including / Excluding USA and Canada)
Policy Term: 1 year
Annual Multi-Trip (Worldwide Including / Excluding USA and Canada)
Policy Term: 1 year
Student Policy
Policy Term: 2 years
| Sr.No. | Sections | Benefit Category | Type of Cover | Benefits | Single Trip Plans (Worldwide Including / Excluding USA and Canada) | Annual Multi Trip (Worldwide Including / Excluding USA and Canada) | Deductible | ||||||
| Standard | Silver | Gold | Platinum | Senior Citizen (Above 70 years) | Gold Plus | Platinum Plus | Senior Citizen Plus (Above 70 years) | ||||||
| Base Covers | |||||||||||||
| 1 | Mandatory Base | Medical Care | Indemnity | Emergency Medical Expenses | USD 50K, 1 L | USD 1 L, 2L | USD 2L, 2.5 L | USD 3.5L, 5 L | USD 35K, 50K, 1 L | USD 2L, 2.5 L | USD 3.5L, 5 L | USD 35K, 50K, 1 L | USD 75 |
| Emergency Medical Evacuation (within Emergency Medical Expenses S.I) | Included | Included | Included | Included | Included | Included | Included | Included | |||||
| Emergency Out Patient Treatment (within Emergency Medical Expenses S.I) | Included | Included | Included | Included | Included | Included | Included | Included | |||||
| Continuation of Medical Treatment in India (within Emergency Medical Expenses S.I) | Included | Included | Included | Included | Included | Included | Included | Included | |||||
| Repatriation of Remains (within Emergency Medical Expenses S.I) | USD 10K | 10% of Emergency Medical expenses S.I | 10% of Emergency Medical expenses S.I | 10% of Emergency Medical expenses S.I | USD 10K | 10% of Emergency Medical expenses S.I | 10% of Emergency Medical expenses S.I | USD 10K | |||||
| 2 | Mandatory Base | Medical Care | Indemnity | Dental Treatment Expenses | USD 300 | USD 300 | USD 500 | USD 1000 | USD 300 | USD 500 | USD 1000 | USD 300 | USD 100 |
| 3 | Mandatory Base | Accidental Care | Benefit | Accidental Death & Disablement - AD,PTD & PPD | USD 7.5K | USD 10K | USD 15K | USD 25K | USD 7.5K | USD 15K | USD 25K | USD 7.5K | |
| 4 | Mandatory Base | Trip Care | Benefit | Hijack Cover | USD 100 per day; Max 7 days per trip | USD 100 per day; Max 7 days per trip | USD 150 per day; Max 7 days per trip | USD 200 per day; Max 7 days per trip | USD 100 per day; Max 7 days per trip | USD 150 per day; Max 7 days per trip | USD 200 per day; Max 7 days per trip | USD 100 per day; Max 7 days per trip | 1 day |
| 5 | Mandatory Base | Trip Care | Benefit | Trip Delay | USD 20 per 4 hrs; Max. USD 120 | USD 20 per 4 hrs; Max. USD 120 | USD 30 per 4 hrs; Max. USD 180 | USD 40 per 4 hrs, Max. USD 240 | USD 20 per 4 hrs; Max. USD 120 | USD 30 per 4 hrs; Max. USD 180 | USD 40 per 4 hrs, Max. USD 240 | USD 20 per 4 hrs; Max. USD 120 | 4 hrs |
| 6 | Mandatory Base | Trip Care | Indemnity | Trip Cancellation | USD 500 | USD 750 | USD 1K | USD 2K | USD 500 | USD 1K | USD 2K | USD 500 | |
| 7 | Mandatory Base | Trip Care | Indemnity | Trip Curtailment | USD 500 | USD 750 | USD 1K | USD 2K | USD 500 | USD 1K | USD 2K | USD 500 | |
| 8 | Mandatory Base | Personal Care | Benefit | Delay of Checked-in Baggage | USD 100 | USD 100 | USD 200 | USD 300 | USD 100 | USD 200 | USD 300 | USD 100 | 12 hrs |
| 9 | Mandatory Base | Personal Care | Benefit | Loss of Checked-in Baggage | USD 250 | USD 500 | USD 1000 | USD 1000 | USD 250 | USD 1000 | USD 1000 | USD 250 | USD 25 |
| 10 | Mandatory Base | Legal Care | Indemnity | Personal Liability | USD 50K | USD 1 L | USD 2 L | USD 2 L | USD 50K | USD 2 L | USD 2 L | USD 50K | 0.1% of Sum Insured |
| 11 | Mandatory Base | Trip Care | Indemnity | Loss of Passport & Driving License | USD 200 | USD 200 | USD 300 | USD 400 | USD 300 | USD 300 | USD 400 | USD 300 | USD 25 |
| 12 | Mandatory Base | Miscellaneous | Automatic Trip Extension (up to 7 days) | Available | Available | Available | Available | Available | Available | Available | Available | ||
With Jet Set Secure, you can also enjoy the following value-added services:
Higher-risk locations can lead to higher premiums due to the potential for greater claims, especially in places prone to natural disasters or political instability.
Longer trips typically have higher premiums as the extended time increases the likelihood of needing to make a claim.
Premiums often increase with the age of the traveler. Young adults typically have lower premiums compared to older individuals
Insuring more people under one policy can increase the premium amount.
Pre-existing medical conditions can also lead to higher travel insurance premiums.
When buying travel insurance, it's crucial to assess several factors to select the right plan. These include:
Coverage
Evaluate if the plan covers key items such as medical treatments, hospitalization, emergency evacuations, trip cancellations, delays, interruptions, lost or stolen baggage, and personal liability. Make sure the coverage aligns with your needs.
Exclusions
Familiarize yourself with what the plan does not cover. Common exclusions may include pre-existing medical conditions or incidents occurring under the influence of alcohol or drugs. Knowing these can help you avoid denied claims.
Deductible
This is the amount you pay out of pocket before the insurance kicks in. Lower deductibles can result in higher premiums, but they can also mean less financial stress when making a claim.
Provider Reputation
Research the insurer’s reputation for customer service and claim settlement. Look for reviews and ratings from other travelers to get a better idea of their reliability and service quality.
Claim Process
When in an emergency, the last thing you'd want is to be stuck in a complicated claim process. So, make sure to opt for a provider known for a straightforward and efficient claims process.
Travel insurance is extremely important as it provides a financial safety net and support during unexpected situations while traveling. It covers the high costs of medical treatments in foreign countries, reimburses you for pre-paid travel expenses in cases of trip cancellations or interruptions, and compensates for the loss, theft, or damage of luggage and personal items.
Additionally, it offers essential assistance services such as 24/7 emergency help, legal aid, and support with lost passports or travel documents. This ensures these challenges do not lead to significant financial burdens or disrupt your travel experience, allowing you to focus on enjoying your journey with peace of mind.

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Jet Set Secure offers three plan variants:
Single trip: Standard, Silver, Gold, Platinum, and Senior Citizen
Annual multi trip: Gold Plus, Platinum Plus, and Senior Citizen Plus
Student policy: Standard, Silver, Gold, Platinum
Jet Set Secure offers two geographical coverages - worldwide including the US and Canada and worldwide excluding the US and Canada.
The age limits for Jet Set Secure are as follows:
Single trip: Minimum 1 day and maximum 70 years
Annual multi trip: Minimum 1 day and maximum 70 years
Student policy: Minimum 16 years and maximum 50 years
Senior citizens: Minimum 71 years and maximum 90 years
Travel insurance can last up to 365 days from the start date. Single Trip travel insurance can cover your trip for up to 180 days. With Annual Multi-Trip insurance, your coverage extends for multiple trips, each lasting between 30, 45, 60, or 90 days, depending on the option you've selected.
You can cover yourself, your spouse, up to 4 dependent children, parents, and parents-in-law under Jet Set Secure.
In case of an emergency, the plan provides the following benefits:
Emergency expenses incurred for any sudden illness or injury.
Emergency medical evacuation.
Emergency outpatient treatment except for pre-existing diseases.
Continuation of medical treatment in India.
Transportation expenses of mortal remains back to India.
Accidental bodily injury during the trip.
Cost towards burial in case of one’s sudden demise.
There are 12 base and 36 optional covers available in Jet Set Secure. (For details, please refer to the Product brochure.)
Yes, the policy covers pre-existing diseases if you opt for it.
Yes, you can buy travel insurance even if you are traveling on an immigration visa. The maximum duration of your policy can only be 90 days for a single trip.
You can contact the Europe Assistance Provider in case of any emergency. All the contact details of the Europe Assistance Provider are specified in the travel policy schedule.
Assistance Service Provider is an organization appointed by the insurance company to provide claim-related services to insured members on any international trip. All the contact details of the Europe Assistance Provider are specified in the travel policy schedule.
With Jet Set Secure, you can get a minimum sum insured of USD 35,000 up to USD 5 lakh.
Yes, sub-limits are applicable for policyholders aged 55 years and above. There is also an option for the insured to waive off this sublimit.
Yes. Jet Set Secure is designed for all leisure, business, and study trips. Business travelers who go abroad frequently can avail of multi-trip plans.
Yes, an extension facility is available under certain travel plans.
Coverage for travel to Mansarovar, Haj, and countries where travel restrictions have been issued by the Government of India are excluded from the policy.
Yes, you can buy Jet Set Secure travel insurance after booking your trip. However, you cannot take it after your trip has begun.
No, only one travel insurance policy will be issued per single trip to the insurer by the insurance company.
To cancel your travel insurance policy, you need to contact the travel insurance provider directly. You may terminate the policy at any time before the commencement date or within 7 days after the commencement of the policy. For details on cancellation of the policy, please refer to the policy documents.
Travel insurance companies typically charge a premium to travelers either on a per-day basis or require the entire payment upfront. If the insured returns home earlier than planned, they may be eligible for a partial refund if the premium was paid in advance and no claims were filed during the coverage period.
If you fall ill while traveling overseas, you can visit any hospital and inform the travel insurance company after your visit to register a claim for reimbursement.
It is very important to provide all the supporting documents to your travel insurer to get your claim approved. If you fail to produce the original documents, your claim will most likely get rejected and you will not get the claim amount.
Yes, your travel insurer will cover all the expenses and losses incurred due to flight cancellation before the date of the departure. However, you have to give a valid reason for the cancellation.
PRODUCT NAME: JET SET SECURE | UIN: GCITIOP24165V012324 | 16TH FEBRUARY 2024