Get a quick quote
We only need some basic details about your travel and visa to give you a quote.
What is Student Suraksha?
We understand just how expensive your studies abroad can be. If an accident or emergency happens, your course in a foreign country becomes even more expensive.
The Student Suraksha Plan takes care of any unexpected expenses that happen during your course abroad. From medical expenses and passport loss, this two-year plan covers everything.
Why buy Student Suraksha
Global Protection
Complete protection when abroad with 24x7 toll - free assistance
Comprehensive Cover
Coverage for medical expenses, baggage delay/loss and more
Worldwide Assistance
Worldwide Service Provider and Hospital Network
24x7 Assistance
24x7 toll-free assistance when abroad
What is in for you?
THERE ARE ADDITIONAL BENEFITS FOR YOU!
Zero deductibles while making a claim- Quick claim settlements and reimbursements
- Get tuition fees reimbursed if hospitalized for long
- Worldwide emergency assistance services
What is covered?
INCLUSIONS
Medical expenses
Even a simple doctor’s consultation can cost hundreds of dollars abroad. Our Student Travel Insurance covers all your medical bills while you’re a student abroad. We cover personal accidents as well.
Tuition fee reimbursement
- Hospitalisation for more than one month for any covered medical emergency
- Accidental death of an immediate family member
- Getting diagnosed with a terminal illness
Loss of passport
It’s easy to lose your passport with the academic pressures you face abroad. There’s no need for you to panic in such situations. Our insurance plan covers the charges for a temporary or duplicate passport.
Baggage delay and baggage loss
Airlines can delay the arrival of your baggage or misplace it. But, there’s no need to worry. Our policy covers all expenses you face when this happens.
Sponsor protection
If your sponsor dies or faces physical disablement, we will pay you the tuition fee for the rest of the academic period.
What is not covered?
EXCLUSIONS
Any pre-existing medical conditions
Self-inflicted illness or injury
Alcoholism, HIV, AIDS
Medical conditions caused by the influence of non-prescribed drugs
How Can I Purchase Student Suraksha?
Fill the form
Select a quote that suits you and fill our proposal form. Answer some questions about your travel.
Pay and get your policy
Now pay the premium and get your policy in your inbox!
What happens after purchase?
Once you secure the insurance cover, you get a financial assurance for all your bike needs. You also get documents for your better understanding and convenience.
Policy Schedule
You will receive the policy schedule. It is an outline of the cover which is provided by the purchased policy. Details of the policyholder, coverage amount, additional clauses, exclusions, warranties etc will be given in this policy.
Premiums Receipt
You will receive the receipt of the premium amount you have paid to purchase this policy.
Policy Coverage and Terms Conditions
This is a comprehensive document which lists down the coverage offered by the policy along with terms and conditions. It is better to read this thoroughly and highlight important points. In case of any discrepancy or doubt, do get in touch with us immediately.
List of helpline numbers
List of helpline numbers across the world in case of any medical emergency causing trip cancellation, reimbursement of medical expenses incurred during hospitalisation and more.
Claim form
You can intimate your claim online or submit the form to your nearest branch or alternatively email it to us.
Complaint/feedback form
Should you have any complaints/feedback, you can fill in the form and submit it to the nearest branch or email us.
Grievance Redressal
In case you aren’t satisfied with the resolution provided by us to your complaint, then you can approach the Insurance Ombudsman. This form will have details about the procedure to approach the insurance ombudsman along with the addresses of the ombudsman.
What is the claim process?
Our claim settlement process is fast and relaible.
Medical
In case of medical emergency or hospitalization
Treatment
Approach the medical service provider abroad and show GCI Travel Insurance Policy to avail the cashless treatment
Intimate
Inform 'Europ Assistance' to intimate the claim
Guarantee letter
Europ Assistance places the guarantee letter with provider (as per policy coverage)
Bill Settlement
Europ Assistance settles bills directly with provider
FAQs – Frequently asked questions
Yes, we offer Student travel plan for up to 2 years.
We depend on the global expertise of EUROP ASSISTANCE (Generali Group Company) for this service.
For claims and related queries, you may kindly call: 24X7 helpline number: +91 22 6734 7841 National toll-free number: 1800 209 2333 (only from MTNL/ BSNL network) Land line number for Claims: +91 22 6734 7878; Fax number: +91 22 6734 7888
Address: Europ Assistance India Pvt. Ltd., 761 Solitaire Corporate Park. 167 Guru Hargovindji Marg, Chakala, Andheri(E), Mumbai – 400 093. Email ID: gci@europ-assistance.in
For any Worldwide Emergency Assistance Services, Medical Assistance Services, Travel Assistance Services and for availing Cashless Service during a travel abroad please call on the below UIFN (Universal International Freephone Number)/ ITFS (International Toll Free Service) numbers provided on policy documents.
We offer minimum cover of 30, 000 Euros under Schengen travel plan; 25, 000 USD under Asia plan; and minimum 50, 000 USD under World Plan. For Student Suraksha minimum cover under Asia plan (excluding Japan) is 25, 000 USD and under World plan is 50, 000 USD.
Yes, cashless mode of settlement is available in most of the overseas hospitalization cases. There is minimum deductible under Medical expenses and Emergency Dental relief cover which vary with the plan chosen (25- 100 USD).
Yes, extension facility is available under travel plans.
Yes, sub-limits are applicable under Travel Suraksha for policyholders who are of Age 56 years and above
Need to know more about Travel Insurance?
Travel Insurance
THAILAND VISA FOR INDIANS - VISA ON ARRIVAL, FEE, DOCUMENTS & PROCESS
Thailand Travel Visa: Know how to apply for a Thailand visa for Indian citizens. Find details on eligibility, application process, fees, regulations and visa types
Travel Insurance
WHAT IS THE DIFFERENCE BETWEEN A VISA AND A PASSPORT?
Know whether travel insurance is compulsory for Thailand. Explore key tips to ensure your trip is hassle-free in this blog.
Travel Insurance
BUDGET TRAVEL WITH THESE SAFE AND SAVVY TRAVEL HACKS
Discover budget travel hacks for women to explore safely and affordably. Plan your dream trip with travel insurance tailored for women
Travel Insurance
WOMEN ON MOVE: WHY IS TRAVEL INSURANCE MANDATORY?
Women travelers need layer of security on their trip that’s why travel insurance is mandatory for women. Get the security you deserve.
Download documents
PRODUCT NAME: Student Suraksha | UIN NO: GCITIDP21520V022021 | LAUNCH DATE: 4TH FEB 2021
